Collaboration can occasionally make credit more difficult, but not always if you know where to look.

A builder and a few landowners formed a partnership to develop a commercial property, but no bank was willing to put their trust in them.
Too many owners and too many factors caused their Lease Rent Discounting loan to be repeatedly denied.

We intervened at that point.
We concentrated on the structure—aligning ownership, lease flow, and repayment clarity—rather than the intricacy.

Finally, an NBFC saw what the banks were unable to.
A loan of INR 5 crore was approved, along with a discounted INR 1.5 crore top-up.

Because understanding how people collaborate is more important than eliminating them from the equation in order to unlock opportunity.