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Our Products

Working Capital

Working Capital is basically an indicator of the short-term financial position of an organization and is also a measure of its overall efficiency. It is obtained by subtracting the current liabilities from the current assets. This ratio indicates whether the company possesses sufficient assets to cover its short-term debt. It indicates the liquidity levels of companies for managing day-to-day expenses and covers inventory, cash, accounts payable, accounts receivable and short-term debt that is due and derived from several company operations such as debt and inventory management, supplier payments and collection of revenues.

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Home Loan

A home loan is a contract between a borrower and a lender that allows someone to borrow money to buy a house, apartment, condo, or any other livable property. A home loan is typically paid back over a term of 10, 15 or 30 years. For most people, purchasing a home is the biggest financial decision they will ever make. And with homes often costing lakhs and crores of rupees, most people can’t afford to pay cash for the entire property upfront, which is the exact reason such a product was created.

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Loan against property is nothing but a loan which you avail by keeping your commercial/residential/Warehouses property as collateral – Its a type of secured loan. The value of your property decides the amount of potential loan will be sanctioned. Smart Lap (as on Overdraft) options is also available. The usage of this product could be for Business expansion, Long Term Capital, etc.

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Business Loan

An unsecured business loan is a funding solution that requires no personal or business asset as collateral, which is generally issued to businesses that are in growing and in need of funds. However, these loans require the borrower to show the lender a good credit rating, with excellent financial history and cash flow forecast. The finance house takes more of the risk involved in granting the loan and therefore, demands a higher interest rate. In comparison to other products, this product has shorter tenure and it caters to both Professionals and Non-Professionals.

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Personal Loan

A personal loan is a loan that does not require collateral or security and is offered with minimal documentation. It helps in meeting the current financial needs. You can use the funds from this loan for any legitimate financial need. It can serve the purpose for managing expenses of a medical emergency, home renovation, debt consolidation, and others.

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Why choose us

Analytical Investments is a 26 year company that focusses on helping SMEs with sound financial management. There are certain values we upload that make our company different from other service providers.
Our team adheres to the following values to serve the clients to the best of their ability: 

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Apply from Anywhere in India

Cities Across India
Small Businesses
Loans Disbursed

Case Studies

Words from Our Clients

A humble note of appreciation for the outstanding customer service provided by Analytical Team. Thanks for helping us on getting the Team Loan from the bank and advising us on the regulations with ROC.
I really appreciate the prompt service provided by Mr Keshav Gowda. I am pleased with the knowledge and skills of your staff.
Great Service makes your customers feel that you care about developing a long-term relationship.
I would love to recommend your company for all the Business Loan requirement.
We appreciate the service provided by Analytical team.
Target Associates Pvt Ltd
My sincere appreciation and gratitude for the excellent services you and your team rendered to me over the years. Your sense of commitment. attention to detail and cosistent positive energy towards addressing my requirements was truly commendable. I wish you and your entire team continued success.
Goverdhan JayaramCEO, UXL Technologies
I wanted to acquire land in and around Bangalore, needed funds. It is that point of time I met Mr.Major Ravindra Bhatnagar from Analytical Investments, who understood my requirement. He along with his team have worked day and night and made sure that funds reach me as per my requirement at a very reasonable rate of interest. I strongly recommend Analytical Investment due to its connections with N number of NBF’s and Nationalized Banks, strong team with ample knowledge in banking sector and strong customer relationship.
Venkatesh GAdvocate, Aadhya Law Associates
I, Sujith R had a visitor by the name Tom Jacob, an angel investor in 2018. With confidence I had introduced Major Ravindra Bhatnagar of Analytical Investments. Jacob depended on my credibility and introduced Major to CEO of Dawn HR. Major Bhatnagar lived up to his reputation and organised 1 crore within a period of 2 weeks at very competitive rates from a bank for Dawn HR, which helped them sail through a temporary financial crisis. Mr Jacob is so happy with the services of Analytical Investments, that he has promised Major a major business of 100 crores in this financial year. I will recommend Major Ravi Bhatnagar with confidence for Business loans.
Sujith RDesignNBuild
It was a wonderful experience working with Analytical Investments. Analytical Team has advised us for a lap loan, Home loan and top up loan recently. Their suggestion of “Moving the loan for better interest rate” worked out best of us. We are able to negotiate best rate of interest from existing bank and finally with the help of you we received the loan from HDFC and Axis banks. Special thanks to Mr. Keshav Gowda from analytical investments for being available at every required situation & helping in smooth process of loan approval. Analytical investments experience and contacts with leading banks will be great values add for any organization that are looking for business loans. We strongly recommend analytical investments for all Business loan requirements. We wish analytical investments all the very best and Great success.
G. Kokila, A Vinod Kumar Reddy
We had a great experience and closely working with Analytical Investments. We had a tuff time in getting our Housing Loans limits get sanction from Banks. Our Hosing Loan Amount limits where Higher and our regular banking could not fulfill our requirement. Analytical Investments team played a great role in getting our required housing loan limits. We were able to negotiable the best Rate of Interest from Kotak Mahindra Bank. Special thanks to Mr. Keshav Gowda from Analytical Investments for being available at every required situations & helping in smooth the process of our Housing loan approval. Analytical Investments has a excellent contacts with all the leading Banks. We strongly recommend Analytical Investments for all our future loans requirements. I have recommended my friends, family members and business associates to go with Analytical Investments for their Loan requirements.
Jai Jalaram Timber Mart
I had immense pleasure working with you and your team to help me sell property in Bangalore. Your team made it a very seamless process by coordinating at every step, communicating promptly on th status and any update, be it progress or a potential delay. I really appreciate the transparent and prompt communication. I also would like to mention the efforts put in by Keshav Gowda in coordinating the whole process. He was exceptional and did talk a lot about your organizations commitment to service. Your team truly lived by the customer service. I do not think I would have managed the whole thing by myself or I would have gotten any better professional services than what your team has provided. I would love to do future business with you.
Swaroop Mannepalli
This testimonial is to acknowledge invaluable service by Major Ravindra Bhatnagar and team to the company, Transworld international, in the form of extended facility to an existing credit facility. This is a case where he made his facility possible which was originally thought impossible for us. One unique thing for Analytical investment is that you just need to explain the requirement, rest is taken care of. You don’t worry about documentation or as to which banks to approach. Just sign the bunch of documents that he produced. That’s it, It’s just a matter of time for the money to be credited to your bank at the lowest possible interest rate which will definitely lower than the market. I am so proud to recommend Major Ravindra Bhatnagar to any organization that looks for growth fund through any banking channels and to any organization that looks to reduce interest rates.
Rajeev KumarProfin

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