Working Capital is basically an indicator of the short-term financial position of an organization and is also a measure of its overall efficiency. It is obtained by subtracting the current liabilities from the current assets. This ratio indicates whether the company possesses sufficient assets to cover its short-term debt. It indicates the liquidity levels of companies for managing day-to-day expenses and covers inventory, cash, accounts payable, accounts receivable and short-term debt that is due and derived from several company operations such as debt and inventory management, supplier payments and collection of revenues.
A home loan is a contract between a borrower and a lender that allows someone to borrow money to buy a house, apartment, condo, or any other livable property. A home loan is typically paid back over a term of 10, 15 or 30 years. For most people, purchasing a home is the biggest financial decision they will ever make. And with homes often costing lakhs and crores of rupees, most people can't afford to pay cash for the entire property upfront, which is the exact reason such a product was created.
Loan against property is nothing but a loan which you avail by keeping your commercial/residential/Warehouses property as collateral - Its a type of secured loan. The value of your property decides the amount of potential loan will be sanctioned. Smart Lap (as on Overdraft) options is also available. The usage of this product could be for Business expansion, Long Term Capital, etc.
An unsecured business loan is a funding solution that requires no personal or business asset as collateral, which is generally issued to businesses that are in growing and in need of funds. However, these loans require the borrower to show the lender a good credit rating, with excellent financial history and cash flow forecast. The finance house takes more of the risk involved in granting the loan and therefore, demands a higher interest rate. In comparison to other products, this product has shorter tenure and it caters to both Professionals and Non-Professionals.
A personal loan is a loan that does not require collateral or security and is offered with minimal documentation. It helps in meeting the current financial needs. You can use the funds from this loan for any legitimate financial need. It can serve the purpose for managing expenses of a medical emergency, home renovation, debt consolidation, and others.
Why choose us
Analytical Investments is a 26 year company that focusses on helping SMEs with sound financial management. There are certain values we upload that make our company different from other service providers.
Our team adheres to the following values to serve the clients to the best of their ability: