Privacy Policy

Company Name: Analytical Investments

1. Introduction

This Privacy Policy outlines how Analytical Investments (“we”, “our”, or “us”) collects, uses, processes, discloses, and protects your personal data. As a Direct Selling Agent (DSA), we are committed to safeguarding the privacy of all users and applicants and Entities’ who access or use our services in connection with loans and other financial products and Services .

By accessing our website or submitting your data, you Provide  consent Prior Privacy Policy to the described Here In.

2. Additional Information We May Collect

In the context of loan and financial product services, we may also collect:

• Photographs/selfies (for identity verification)
• Video KYC recordings (as per lender requirement)
• Loan History & Credit Reports (via bureaus like CIBIL or CRIF with consent)
• GPS or location data (if collected during mobile application usage)
• Alternate contact details (such as guarantor, reference contacts)

We always obtain user consent before pulling credit reports or sharing personal data with lenders.

3. Source of Information

We may collect personal data:

• Directly from You (via online forms, WhatsApp, email, or in-person collection)
• From third parties such as lenders, verification agencies, credit bureaus (with your consent)
• Through automated systems during your use of our website or mobile services

4. Consent and Opt-Out

By using our services, you consent to:

✅ Collection of your data for loan processing
✅ Sharing your data with lending partners and service providers
✅ Communication through Calls ,SMS, email, or WhatsApp for updates or promotions

You may withdraw consent or opt out of promotional communications at any time by writing to:
📧 [email protected]

5. Grievance Redressal

In case of any grievance regarding your personal data or its handling, you can write to our Grievance Officer:

Grievance Officer Name: Ravi
Email: [email protected]
Response Time: Within 7 working days

6. Data Security Standards

We ensure your data is secured by:

• Secure HTTPS encryption for all web transactions
• Restricted access to personal data by authorized personnel only
• Multi-layer authentication on data access systems
• Cloud infrastructure with regular security audits
• Aadhaar data stored in masked/encrypted format as per UIDAI and RBI norms

We comply with the Information Technology Act, 2000 and rules thereunder, and applicable RBI/SEBI/UIDAI data protection guidelines.

7. Third-Party Integrations and APIs

Our platform may integrate with third-party systems such as:

• Credit bureaus (CIBIL, Experian, etc.)
• Bank Statement Analyzers (like Perfios, Finbox, etc.)
• KYC service providers (like Digilocker, NSDL, etc.)
• Communication tools (like Mailchimp, WhatsApp API, etc.)

All data shared is governed by separate data processing agreements and secured API connections.

8. Data Storage and Retention

• Storage Location: Data is stored on secure servers within India.
• Retention Period: We retain your data for a period of 3 years from the last date of interaction unless otherwise required by law. We may retain some of the information to be used in future to provide better Services

9. Website Links and External Portals

Our site may contain links to third-party websites. We do not control and are not responsible for the content or privacy practices of those websites. Please review their privacy policies independently.

10. Policy Updates

This Privacy Policy may be updated as needed. Changes will be posted on our website with a new “Effective Date.” Users are encouraged to review the policy periodically.

11. Contact Us

For any questions, access requests, complaints, or suggestions related to this policy, reach out to:

Analytical Investments

📧 Email: [email protected]
🌐 Website: https://analyticalinvestments.com

🔒 We respect your privacy. Your data is safe with us.