A simple clause in your loan agreement could save your business.

During my years of restructuring debt for MSMEs, I’ve seen companies falter not from poor business models but from rigid financial agreements. Think payment holidays when seasonal fluctuations hit. Consider refinancing options when interest rates drop favorably. Imagine flexibility clauses

More businesses are choosing NBFCs — and it’s not because they enjoy paying a higher rate.

t’s because timing, flexibility, and practicality matter more than a marginal saving. NBFCs step in where traditional frameworks slow down.They offer higher loan amounts, more room in underwriting, relaxed norms for genuine cases, and a turnaround time that matches how