The vessel is the business before the cargo ever moves.

When people talk about marine risk, the focus is often on goods in transit.
But the real exposure starts with the vessel itself.
A ship is not just a mode of transport.
It is a high value asset.
A revenue generator.
And a critical link in the supply chain.
Marine hull insurance protects the vessel against physical damage and operational risks.
Collisions.
Grounding.
Weather related incidents.
Accidental damage during navigation or operations.
When a vessel is damaged, the loss is not limited to repairs.
Routes are disrupted.
Charters are delayed.
Cash flows are affected.
The operators who think long term understand this clearly.
Protecting the vessel is protecting the business itself.